Free Marketing Newsletter from Armand Morin

Good morning, friends. Hope it is warm and cozy wherever
you are. I fear winter is upon us here in Tulsa; they
predict our first possible snow flurry on Tuesday, my
daughter's 12th birthday. Hope it melts by Wednesday!

December is always an interesting period. The direction of
the economy is always measured by spending, and while
online spending seems to be moving upwards, people are
still concerned about their financial futures.

Of course, we also spend a lot of time celebrating this
time of year, regardless of religious persuasion. Everyone
seems to get into the Christmas spirit except for those
jerks fighting to take "God" out of everything. Let's hope
Santa brings them something special.

And then there's New Years and our resolutions: to take 10
pounds off (does anyone ever actually do this), to start
exercising (yeah), and to complete those home improvements
next year (uh-huh).

What are your resolutions?

Perhaps we all need to focus less on ourselves and focus
more on others. That's not an order, just something I throw
out on the table for you to consider.

I was reading in this month's AARP magazine an editorial by
the late Studs Turkel (Yes, after I turned 50 in October I
joined AARP. It just seemed like the right thing to do.).
This article said that during the Great Depression, people
started helping each other more and getting more involved
in their community -- as if the act of helping others, helps
ourselves.

I've put that to concept to the test recently, helping some
folks to achieve some life-long goals, helping others to
achieve a web presence, and still others with gifts they
needed. Each time, people told me I was a blessing to them,
and they were ecstatic that someone reached out to them
during their time of need. It gave them hope during rough
times. Hmm, couldn't we all use some of that?

So what are you doing to help others? It's easy to lose
sight of what's important sometimes. Some companies and
professionals perform community service while others render
pro bono services. Is there something you could do to brighten
someone's day this time of year?

I have a few friends who are actually on the verge of
bankruptcy and foreclosure. Kind of scary. We were once all
on top of the world 10 years ago, many of us retirees at age
40. Multi-millionaires with more time on our hands than we
knew what to do with. And now, for many of us, it's all
gone as a result of poor decision-making, poor planning,
and that feeling of invincibility.

Retirement? Ha! Gone.

Health Insurance? Yeah, only if you can afford it.

Mortgage payments? Even good rates seem high now.

College funds? Already used to pay unsecured loans and
credit cards.

So how are we to survive in the year ahead?

Maybe staying focused on serving others is the key.
Ultimately, you have to do what right's for you.

I think staying educated is also critical. If you are in
business for yourself, or wanting to go into business for
yourself, or even if you are working for others, it's more
important now than ever before to stay ahead of the pack
and to always be in learning mode.

Here's a new way to learn and it won't cost you a dime:

http://www.internetmarketingnewsletter.com/x.php?af=235465

Until next time,


Steven Schneiderman